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	<title>Comments for Frugal Living | Budgeting |  Simple Living | Debt Free | Save Money</title>
	<atom:link href="http://www.frugallivingguide.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.frugallivingguide.com</link>
	<description>Information, Tips and Hints on Living Simply, Frugally and Debt Free</description>
	<lastBuildDate>Sun, 18 Dec 2011 18:16:11 +0000</lastBuildDate>
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		<title>Comment on Frugal Living by VirtuousCirq</title>
		<link>http://www.frugallivingguide.com/frugal-living-2/#comment-6913</link>
		<dc:creator>VirtuousCirq</dc:creator>
		<pubDate>Sun, 18 Dec 2011 18:16:11 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-2/#comment-6913</guid>
		<description>1st APT!! Please share cheap tricks to frugal apartment living?
Hey I&#039;m moving to my first apartment and I dont have a large budget.   Dont have a job yet and especially dont wanna financially flop in from of my mom.

So please share all your frugal living tips from cheap foods to decorations, cleaning products, and etc.

Thanks!
</description>
		<content:encoded><![CDATA[<p>1st APT!! Please share cheap tricks to frugal apartment living?<br />
Hey I&#8217;m moving to my first apartment and I dont have a large budget.   Dont have a job yet and especially dont wanna financially flop in from of my mom.</p>
<p>So please share all your frugal living tips from cheap foods to decorations, cleaning products, and etc.</p>
<p>Thanks!</p>
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		<title>Comment on Frugal Living Tips by Rico87</title>
		<link>http://www.frugallivingguide.com/frugal-living-tips-3/#comment-6932</link>
		<dc:creator>Rico87</dc:creator>
		<pubDate>Sun, 18 Dec 2011 17:24:48 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-tips-3/#comment-6932</guid>
		<description>Well, this is a good start

Good Luck on your promo.....I&#039;ll go to the site when I get home</description>
		<content:encoded><![CDATA[<p>Well, this is a good start</p>
<p>Good Luck on your promo&#8230;..I&#8217;ll go to the site when I get home</p>
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		<title>Comment on Frugal Living by Marion</title>
		<link>http://www.frugallivingguide.com/frugal-living-2/#comment-6920</link>
		<dc:creator>Marion</dc:creator>
		<pubDate>Sun, 18 Dec 2011 16:26:07 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-2/#comment-6920</guid>
		<description>Lists can be helpful.  Keep track of every cent your family spends for 1 month, perhaps 2 months. Look to see if there is a pattern of impulse spending here and there. Things like that can add up and yet be hidden.

Examine your record and see if costs can be cut or adjusted. You both need to be trying to cut costs or it won&#039;t work very well.

Plan out and simplify your holiday spending and stick to the plan. Can you give fewer gifts?  If not, where can you cut down the amount you spend.  Family gifts instead of individual? Give certificate for baby-sitting or  2 hours of cleaning help or car-wash, etc(and you will do the work)? 

Talk over the cost cutting with family.  Many of them are trying to cut costs, too.  If you entertain, can you cut down on alcohol and switch to the less expensive tea or coffee?
Switch from chips to popcorn.
Play games or work puzzles instead of renting half a dozen movies

Clean with baking soda, vinegar, water where you can instead of more expensive cleaning products. 
Use damp dustcloth instead of expensive wipes.

Talk to some old folks who lived during the Great Depression and see how they managed?  They will probably be late 70s or older, but they know things.</description>
		<content:encoded><![CDATA[<p>Lists can be helpful.  Keep track of every cent your family spends for 1 month, perhaps 2 months. Look to see if there is a pattern of impulse spending here and there. Things like that can add up and yet be hidden.</p>
<p>Examine your record and see if costs can be cut or adjusted. You both need to be trying to cut costs or it won&#8217;t work very well.</p>
<p>Plan out and simplify your holiday spending and stick to the plan. Can you give fewer gifts?  If not, where can you cut down the amount you spend.  Family gifts instead of individual? Give certificate for baby-sitting or  2 hours of cleaning help or car-wash, etc(and you will do the work)? </p>
<p>Talk over the cost cutting with family.  Many of them are trying to cut costs, too.  If you entertain, can you cut down on alcohol and switch to the less expensive tea or coffee?<br />
Switch from chips to popcorn.<br />
Play games or work puzzles instead of renting half a dozen movies</p>
<p>Clean with baking soda, vinegar, water where you can instead of more expensive cleaning products.<br />
Use damp dustcloth instead of expensive wipes.</p>
<p>Talk to some old folks who lived during the Great Depression and see how they managed?  They will probably be late 70s or older, but they know things.</p>
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		<title>Comment on Frugal Living by The cow goes 'Shazoo!'</title>
		<link>http://www.frugallivingguide.com/frugal-living-2/#comment-6919</link>
		<dc:creator>The cow goes 'Shazoo!'</dc:creator>
		<pubDate>Sun, 18 Dec 2011 15:47:59 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-2/#comment-6919</guid>
		<description>Frugal living when you work full time?
I read a lot about living frugally on websites such as The Dollar Stretcher, but it seems like most of their tips are geared towards stay-at-home moms and/or people living in the country, such as &quot;offer homemade cookies at Christmas&quot; or &quot;grow your own vegetables&quot;. How do you live frugally when you are a couple working 45 hours+ per week, live in an apartment in the city, and don&#039;t own a car so we have access to only overpriced grocery stores.
</description>
		<content:encoded><![CDATA[<p>Frugal living when you work full time?<br />
I read a lot about living frugally on websites such as The Dollar Stretcher, but it seems like most of their tips are geared towards stay-at-home moms and/or people living in the country, such as &#8220;offer homemade cookies at Christmas&#8221; or &#8220;grow your own vegetables&#8221;. How do you live frugally when you are a couple working 45 hours+ per week, live in an apartment in the city, and don&#8217;t own a car so we have access to only overpriced grocery stores.</p>
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		<title>Comment on Frugal Living Tips by rflatshoe</title>
		<link>http://www.frugallivingguide.com/frugal-living-tips-3/#comment-6935</link>
		<dc:creator>rflatshoe</dc:creator>
		<pubDate>Sun, 18 Dec 2011 15:06:00 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-tips-3/#comment-6935</guid>
		<description>What are your tips on saving in today&#039;s economy?
I have a great income as an engineer.  However, with today&#039;s economy and still very high housing prices, I find it almost impossible to buy a house or save fast enough for a downpayment.  I have saved about 25K already, but I will need 50K more for downpayment and other fees.

I have read several finance books, but most of them do not cover coping with todays economy and tailored to 24 year olds.

What are your savings and frugal living tips?
Note: I am already contributing 15% to 401K
</description>
		<content:encoded><![CDATA[<p>What are your tips on saving in today&#8217;s economy?<br />
I have a great income as an engineer.  However, with today&#8217;s economy and still very high housing prices, I find it almost impossible to buy a house or save fast enough for a downpayment.  I have saved about 25K already, but I will need 50K more for downpayment and other fees.</p>
<p>I have read several finance books, but most of them do not cover coping with todays economy and tailored to 24 year olds.</p>
<p>What are your savings and frugal living tips?<br />
Note: I am already contributing 15% to 401K</p>
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		<title>Comment on Frugal Living Tips by .*AnNa*.</title>
		<link>http://www.frugallivingguide.com/frugal-living-tips-3/#comment-6927</link>
		<dc:creator>.*AnNa*.</dc:creator>
		<pubDate>Sun, 18 Dec 2011 15:06:00 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-tips-3/#comment-6927</guid>
		<description>Frugal living tips, anyone? Help?
Okay, so I already cloth diaper and make my 8 month old daughter&#039;s baby food. My husband has been away training in the army so we have not had grocery expenses that include him for about four months. We will be relocating (from Iowa to Washington)in December so we are trying to save as much money as possible. Any menu/meal ideas that are inexpensive but still healthy and won&#039;t load you up on a bunch of bad carbs(sugars, white flour, etc.)? I love to cook and everything so it won&#039;t be a problem to spend more time in the kitchen than I already have to cooking my daughter&#039;s food! 
Any other frugal household tips such as cleaning solutions, laundry solutions, etc... would be great also. Thanks in advance!!
</description>
		<content:encoded><![CDATA[<p>Frugal living tips, anyone? Help?<br />
Okay, so I already cloth diaper and make my 8 month old daughter&#8217;s baby food. My husband has been away training in the army so we have not had grocery expenses that include him for about four months. We will be relocating (from Iowa to Washington)in December so we are trying to save as much money as possible. Any menu/meal ideas that are inexpensive but still healthy and won&#8217;t load you up on a bunch of bad carbs(sugars, white flour, etc.)? I love to cook and everything so it won&#8217;t be a problem to spend more time in the kitchen than I already have to cooking my daughter&#8217;s food!<br />
Any other frugal household tips such as cleaning solutions, laundry solutions, etc&#8230; would be great also. Thanks in advance!!</p>
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	<item>
		<title>Comment on Frugal Living by Brenda T</title>
		<link>http://www.frugallivingguide.com/frugal-living-2/#comment-6918</link>
		<dc:creator>Brenda T</dc:creator>
		<pubDate>Sun, 18 Dec 2011 15:04:09 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-2/#comment-6918</guid>
		<description>Some of these are seen by others as harsh, but they are definitely frugal and will save good amounts of money.  

Cancel internet, cellphones and pay tv.  Instead use the public library, a regular home phone and watch regular major stations on free tv.

Ride a bike or walk whenever possible.  If you live in a city, sell your car and use public transportatino or walk/ride a bike.  

Grow some of your own produce if you have access to a gardening plot or even if you have space for some containers.  You can grow herbs, lettuce, tomatoes, peppers, blueberries, etc....

Pick and freeze your own produce at local farms.  Get yourself a chest freezer and when certain items go on sale, buy in bulk.  Even things like shredded cheese, meat and yogurt can be bought on sale and frozen.  

Use more fruits, veggies, rice and pasta as the bulk of your foods, and use the meats and more expensive foods as an accent, not as the main portion.  It&#039;s healthier this way too.  

Shop at second hand stores.  There is NOTHING wrong with a lot of what you can find at a Salvation Army or Goodwill store.  Most people are just too proud to do so.  Same goes for household items, furniture, etc...

Keep Christmas and birthday gift-giving to a minimum.  MOST people go WAYYYYY overboard and then year after year promise to &quot;scale things back&quot;, but that rarely happens.  No one really needs more than one or at the most two gifts if you really think about it.  

Do not eat at restaurants, pretty much ever if you really want to be frugal.  *I* personally love to do it, but it is a major extravagance when money is tight and the first thing we forego if we know we are going to be short on money.  

For entertainment, choose free things, visit the beach, parks, library, window shop at malls, take up hiking, bird watching, etc.... there are plenty of truly entertaining things that are completely free....sunrises and sunsets for example :)</description>
		<content:encoded><![CDATA[<p>Some of these are seen by others as harsh, but they are definitely frugal and will save good amounts of money.  </p>
<p>Cancel internet, cellphones and pay tv.  Instead use the public library, a regular home phone and watch regular major stations on free tv.</p>
<p>Ride a bike or walk whenever possible.  If you live in a city, sell your car and use public transportatino or walk/ride a bike.  </p>
<p>Grow some of your own produce if you have access to a gardening plot or even if you have space for some containers.  You can grow herbs, lettuce, tomatoes, peppers, blueberries, etc&#8230;.</p>
<p>Pick and freeze your own produce at local farms.  Get yourself a chest freezer and when certain items go on sale, buy in bulk.  Even things like shredded cheese, meat and yogurt can be bought on sale and frozen.  </p>
<p>Use more fruits, veggies, rice and pasta as the bulk of your foods, and use the meats and more expensive foods as an accent, not as the main portion.  It&#8217;s healthier this way too.  </p>
<p>Shop at second hand stores.  There is NOTHING wrong with a lot of what you can find at a Salvation Army or Goodwill store.  Most people are just too proud to do so.  Same goes for household items, furniture, etc&#8230;</p>
<p>Keep Christmas and birthday gift-giving to a minimum.  MOST people go WAYYYYY overboard and then year after year promise to &#8220;scale things back&#8221;, but that rarely happens.  No one really needs more than one or at the most two gifts if you really think about it.  </p>
<p>Do not eat at restaurants, pretty much ever if you really want to be frugal.  *I* personally love to do it, but it is a major extravagance when money is tight and the first thing we forego if we know we are going to be short on money.  </p>
<p>For entertainment, choose free things, visit the beach, parks, library, window shop at malls, take up hiking, bird watching, etc&#8230;. there are plenty of truly entertaining things that are completely free&#8230;.sunrises and sunsets for example <img src='http://www.frugallivingguide.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on Frugal Living Tips by Misti J</title>
		<link>http://www.frugallivingguide.com/frugal-living-tips-3/#comment-6925</link>
		<dc:creator>Misti J</dc:creator>
		<pubDate>Sun, 18 Dec 2011 14:06:15 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-tips-3/#comment-6925</guid>
		<description>Do you have any frugal living tips?

</description>
		<content:encoded><![CDATA[<p>Do you have any frugal living tips?</p>
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		<title>Comment on Frugal Living Tips by Sir Allan Suggar</title>
		<link>http://www.frugallivingguide.com/frugal-living-tips-3/#comment-6929</link>
		<dc:creator>Sir Allan Suggar</dc:creator>
		<pubDate>Sun, 18 Dec 2011 12:09:24 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-tips-3/#comment-6929</guid>
		<description>Give me for top 5 tips for frugal living

</description>
		<content:encoded><![CDATA[<p>Give me for top 5 tips for frugal living</p>
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		<title>Comment on Frugal Living Tips by brett m</title>
		<link>http://www.frugallivingguide.com/frugal-living-tips-3/#comment-6933</link>
		<dc:creator>brett m</dc:creator>
		<pubDate>Sun, 18 Dec 2011 07:46:59 +0000</pubDate>
		<guid isPermaLink="false">http://frugallivingguide.com/frugal-living-tips-3/#comment-6933</guid>
		<description>Can anyone help me/give me tips on frugal living. I want to move out on my 18th and really want it to work.?
Whether I live in a static caravan or rent from a private landlord I really want it to work. Anyone have any tips on how to live frugally. I will be on part-time with EMA (or full-time work, not sure yet).

Also anyone have a link to a furniture check list where you can tick off what u have
Well I have rough estimates of what it costs like electric gas things like that.
</description>
		<content:encoded><![CDATA[<p>Can anyone help me/give me tips on frugal living. I want to move out on my 18th and really want it to work.?<br />
Whether I live in a static caravan or rent from a private landlord I really want it to work. Anyone have any tips on how to live frugally. I will be on part-time with EMA (or full-time work, not sure yet).</p>
<p>Also anyone have a link to a furniture check list where you can tick off what u have<br />
Well I have rough estimates of what it costs like electric gas things like that.</p>
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